Looking for 100% financing fix and flip loans in Indiana? Our 100% LTC hard money partners finance the full purchase and the full rehab for Indiana investors on deals bought well below market.
Purchase plus rehab should be at or under about 75% of the after-repair value.
| Maximum loan (75% of ARV) | |
| Purchase + rehab | |
| Total cost as % of ARV |
Up to the full purchase price, on qualifying deals bought well below market.
The full renovation budget, held back and paid in draws as work is completed.
The total loan (purchase + rehab) is capped at about 75% of the after-repair value.
Seasoned flippers get the highest leverage; first-time investors usually qualify at slightly lower leverage.
680+ works best; options exist for lower scores at adjusted leverage and pricing.
Cash, 401(k) and IRA balances count in full; stocks count at 50% of market value.
3.5 points, $1,495 underwriting & processing, $995 loan docs, appraisal, title and insurance; the purchase and rehab can be financed. Closing in 2–3 weeks.
Single-family, duplex, triplex or fourplex; non-owner-occupied investment property only.
Borrow in an LLC or corporation.
Liquidity to qualify for instant terms: 10% of the rehab budget, plus 6 months of interest at 1% per month, plus closing costs. Cash in the bank, 401(k) and IRA balances count in full; stocks and brokerage accounts count at 50% of market value.
Purchase transactions only. If your deal fits and your liquidity covers the requirement, you'll see an indicative term sheet right away, then accept it and upload your documents.
Yes, on qualifying deals. We match Indiana flips with the 100% lending partners that lend in Indiana. Purchase plus rehab should be at or under about 75% of the after-repair value.
The purchase and rehab can be financed 100%. You still need liquidity for closing costs, points, about 10% of the rehab budget and roughly six months of interest.
Typically a 680+ credit score, flipping experience for the highest leverage, an LLC or corporation, a detailed scope of work, and verified liquidity.
Qualifying purchase deals receive an indicative term sheet at 11.99% interest-only and 3.5 points for a 6–9 month term, with 11.99% the highest rate quoted (typically 10%–11.99%, and it may be lower after underwriting), plus a $1,495 underwriting and processing fee and a $995 loan document fee. The appraisal is quoted separately. Closing typically takes 2–3 weeks.
You can see indicative terms on this page right away. Closing typically takes 2–3 weeks once documents, title, appraisal and insurance are in.
Our 95/100 program funds up to 95% of purchase and 100% of rehab with instant online pricing.
Tap your state for local 100% financing details. Lender availability varies by state; we match your deal to the partners that lend there.
100% fix and flip financing is arranged through Win-Win Capital Funding's network of 100% lending partners; Win-Win may be compensated. Leverage, rates and availability vary by lender, state, experience, credit and property. Not a commitment to lend; all loans are subject to underwriting, appraisal and approval. Business-purpose investment property loans only.
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