Loan programs & guides

Every way we can fund your deal

Real estate investor loans, commercial financing and business funding, explained in plain English with real terms. Pick a program to learn how it works, or price your deal right now.

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Fix & flip, bridge & construction

100% Fix & Flip Loans100% purchase + 100% rehab Fix & Flip LoansPurchase + rehab, 12–24 months Hard Money LoansFast, asset-based lending Private Money LendersInvestor loans, no bank red tape First-Time Flipper LoansNo experience? Start here Real Estate Bridge LoansBuy now, refinance later Ground-Up Construction LoansLot + vertical build BRRRR LoansBuy, rehab, rent, refinance Hard Money Lender Dallas–Fort WorthLocal DFW investor loans Hard Money Lenders in TexasStatewide Texas lending

Rental, DSCR & no-doc loans

DSCR LoansQualify on rent, not income No-Ratio DSCR LoansNo DSCR, no income, no rent roll $10MM Super Jumbo No-DocLarge balance, no income docs Foreign National & ITIN LoansNo U.S. credit needed Airbnb & Short-Term Rental LoansQualify on STR income Cash-Out RefinancePull equity from rentals LLC Real Estate LoansClose in your entity No Doc · No Income LoansPriced on credit + LTV

Bad credit, no credit & bankruptcy

Real Estate Loans for Bad CreditScores under 600 welcome No Credit Score Real Estate LoansFast50: no credit minimum Loans After Bankruptcy1 day out of BK or foreclosure Bad Credit ApplicationScores under 600

Commercial real estate

Commercial Bridge LoansOffice, retail, industrial & more No-Doc Commercial LoansSmall balance lite doc to $5MM Multifamily & Apartment Loans5+ units, bridge to permanent Office-to-Residential Conversion LoansAdaptive reuse financing Church LoansPurchase, refinance, expand Gas Station LoansC-stores, fuel & car washes Self-Storage LoansAcquisition, expansion, conversion Hotel & Motel LoansHospitality financing Land LoansRaw land, lots & development 90% LTV CommercialSeller-carry second liens All 140+ Property TypesFind your property type

Business funding

Business Line of Credit$1K–$500K+, same-day funding SBA 7(a) Loans$25K–$5MM, up to 25 years Equipment FinancingUp to 100%, new or used Business Term Loans$25K–$200K, up to 10 years Working Capital & Fast CapitalSame-day, no credit minimum Bad Credit Business LoansNo FICO minimum Business FundingAll business programs Business-Purpose HELOC$25K–$750K from home equity

Business-purpose HELOCs

HELOC for Business OwnersHome equity as business capital HELOC on Investment PropertyRental & non-owner-occupied HELOC Without RefinancingKeep your low-rate first mortgage Second Home HELOCVacation home equity HELOC to Start or Buy a BusinessStartup & acquisition capital HELOC for LLC-Owned PropertyLLC & trust ownership HELOC for Business Debt ConsolidationRefinance costly business debt HELOC vs Business Line of CreditWhich is right for you HELOC for Real Estate InvestorsFund your next deal Business-Purpose HELOC$25K–$750K from home equity

Business HELOC by state

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