How a business line of credit works
A business line of credit works like a credit card with a higher limit and lower rate. You're approved for a limit, draw what you need, and pay interest and fees only on the balance. As you repay, the credit becomes available again.
- Credit lines from $1,000 to $500,000+
- Up to 36-month financing terms
- No cost to open if approved
- Pay down any time without penalty
Who qualifies
- 6+ months in business
- $14K+ monthly revenue
- No credit score minimum to apply
- No collateral requirement
- Most business types nationwide
Business Line of Credit: terms at a glance
| Credit line | $1,000 – $500,000+ |
|---|---|
| Rates | From 1.00% per month |
| Term | Up to 36 months |
| Time in business | 6+ months |
| Revenue | $14K+ per month |
| Funding | Same day after approval |
Business funding is arranged through Win-Win Capital Funding's lender network. Rates, terms and amounts depend on credit, time in business, revenue and collateral, and all financing is subject to lender approval.