WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
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Business funding · All 50 states

Business Term Loans

A smart alternative to SBA: fixed-rate, long-term, light-documentation business loans with affordable monthly payments and no prepayment penalty.

Loan size$25K – $200K
TermUp to 10 years
RateFixed
FundingAs fast as 2 weeks
Prequalify in minutesNo impact to your creditCompare offers side by side

Uses

  • Expansion and hiring
  • Consolidating up to 2 merchant cash advances
  • Refinancing high-cost debt
  • Inventory, equipment and working capital

Who qualifies

  • 650+ credit score
  • 2+ years in business
  • $100K+ annual revenue and positive net income
  • Owners of 51%+ are U.S. citizens or permanent residents
  • No hard collateral required

Business Term Loans: terms at a glance

Loan amount$25,000 – $200,000
RateCompetitive fixed
TermUp to 10 years
PrepaymentNo penalty
DocumentationBank statements, tax returns, debt schedule

Business funding is arranged through Win-Win Capital Funding's lender network. Rates, terms and amounts depend on credit, time in business, revenue and collateral, and all financing is subject to lender approval.

Questions

Business Term Loans: FAQ

Is this an SBA loan?

No, it's a conventional business term loan, usually faster and simpler than SBA.

Can I pay off my MCAs with it?

Yes, up to 2 merchant cash advances can be consolidated.

Is there a prepayment penalty?

No.

How long is the term?

Up to 10 years.

What documents are needed?

Recent bank statements, tax returns and a debt schedule, plus other items as needed.

Keep exploring

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