Why investors borrow in an LLC
Conventional mortgages usually require you to borrow personally. Investor loans are business-purpose loans, so they're designed to close in an entity. That helps keep investments organized, can support liability planning, and makes it easier to add partners.
What we need from your entity
- Articles of organization and operating agreement
- EIN letter from the IRS
- Certificate of good standing
- Authorization for the signer and guarantors
- ID for each owner guaranteeing the loan
Upload them once to our secure document portal and they're ready for your next loan too.
Real Estate Loans for LLCs: terms at a glance
| Entity types | LLC, corporation, some trusts and partnerships |
|---|---|
| Guarantors | Typically owners of 20–25%+ |
| Programs | Fix & flip, bridge, construction, DSCR, no-doc, commercial |
| Owner-occupied | Not eligible |
Terms shown are representative and subject to underwriting, appraisal and state availability. All loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.