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Large balance · No doc

Super Jumbo No-Doc Loans to $10MM

Large-balance financing for seasoned investors in major metro markets, with no income documentation and a 30-year fixed rate. Buy, refinance or pull cash out on high-value investment property.

Loan size$2MM – $10MM
Max LTV65%
Min credit600
Rates from8.665%
No income or tax returns30-year fixedForeign nationals to 65%

Built for high-value investment property

Most no-doc programs top out at $1.5–2 million. Our Super Jumbo goes to $10 million on 1–4 unit investment properties, so luxury rentals and high-value homes in expensive markets can be financed without tax returns, rent rolls or a DSCR.

  • Purchase, rate/term and cash-out refinance
  • Rate buydown and prepayment buydown options
  • Foreign nationals and ITIN borrowers to 65% LTV
  • Seasoned investors in major metropolitan markets

Super Jumbo No-Doc Loans to $10MM: terms at a glance

Loan amount$2MM – $10MM
Max LTV65%
Min credit600
Term30-year fixed, fully amortizing
DocumentationNo income, no tax returns, no DSCR

Terms shown are representative and subject to underwriting, appraisal and state availability. All loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.

Questions

Super Jumbo No-Doc Loans to $10MM: FAQ

Who qualifies for a $10 million no-doc loan?

Seasoned real estate investors buying or refinancing non-owner-occupied 1–4 unit property in major metro markets, with 600+ credit and at least 35% equity.

Can I take cash out?

Yes, cash-out refinance is available up to the program LTV.

Is a prepayment penalty required?

A declining prepayment penalty is standard; you can shorten it for a slightly higher rate.

Can foreign nationals use it?

Yes, to 65% LTV.

Are commercial properties eligible?

The Super Jumbo is for 1–4 units. Commercial and multifamily use our Small Balance Commercial Lite Doc program to $5MM.

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