Bad credit under 600? No problem.
A low score doesn't end the conversation. We work with lenders who look at the deal, the property and your cash flow, not just your credit score.
No credit score at all? 1 day out of bankruptcy? Our Fast50 no-doc loan goes up to 50% LTV with no credit minimum, no income documents and a 30-year fixed rate. Get your rate →
Fix & flip
Up to 90% of the purchase and 100% of the rehab, and up to 100% financing on the right deal. Leverage depends on the state, the city and the deal itself.
Commercial property
Bridge loans up to 65% on most commercial property types (anything other than 1–4 unit residential) for scores under 600.
Business funding
Revenue-based and merchant cash advance programs for scores under 600, plus no-FICO programs based on your bank deposits.
Start your application
What are you financing? Pick one and we'll take you to the full application.
All loans are business-purpose and subject to underwriting, collateral value and state availability. Rates and fees for credit under 600 are higher than our standard programs. We'll show you every option before you commit.