Options for low credit
- Business lines of credit with no credit score minimum to apply
- Fast capital and merchant cash advances approved on deposits
- Equipment financing with no set credit minimum
- Real estate-secured options if you own property
Improve your terms over time
Make on-time payments, keep deposits steady and pay down balances. After 6–12 months, many businesses refinance into lower-cost term loans or SBA financing.
Business Loans for Bad Credit: terms at a glance
| Credit | No minimum score |
|---|---|
| Time in business | 6+ months |
| Revenue | $14K+ per month |
| Funding | Same day after approval |
Business funding is arranged through Win-Win Capital Funding's lender network. Rates, terms and amounts depend on credit, time in business, revenue and collateral, and all financing is subject to lender approval.