How Fast50 works
Fast50 is a 30-year fixed, business-purpose loan on investment property with a maximum of 50% loan-to-value. Because the lender has so much equity cushion, credit is not a qualifier at all.
- No minimum credit score; thin or no credit OK
- Bankruptcy or notice of default discharged 1 day
- Mortgage lates OK
- 1-day title seasoning for cash-out
- Foreign investors and ITIN OK
- Up to $2MM on 1–4 units; 50% LTV versions for multifamily and commercial
Who uses it
Investors rebuilding after a bankruptcy, owners who bought for cash and want equity back quickly, foreign investors without U.S. credit, and anyone who wants the simplest possible qualification.
Real Estate Loans With No Credit Minimum: terms at a glance
| Max LTV | 50% |
|---|---|
| Credit | No minimum score |
| Loan amount | Up to $2MM (1–4 units) |
| Term | 30-year fixed |
| Seasoning | 1 day for cash-out |
| Documentation | No income, no DSCR |
Terms shown are representative and subject to underwriting, appraisal and state availability. All loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.