When a bridge loan makes sense
- Buying before you've sold another property
- Closing fast on a discounted or off-market deal
- Pulling equity out of a property that isn't leased yet
- Stabilizing a property before a DSCR or agency refinance
- Paying off a maturing loan while you arrange permanent financing
Bridge, bridge + rehab, and no-doc bridge
Our standard bridge loan funds purchases and refinances where no renovation is needed. Bridge + rehab finances the purchase while you fund the work. For investors who want no income documentation and no prepayment penalty, our 24-month interest-only no-doc bridge goes up to 75% LTV with a 1.50% fee at closing and 2.00% at payoff.
Plan the exit first
Every bridge loan needs a realistic exit. If you'll refinance, check the DSCR numbers today using market rent; if you'll sell, confirm comparable sales. We can quote your takeout loan at the same time as the bridge.
Real Estate Bridge Loans: terms at a glance
| Leverage | Up to 75% LTV (purchase or refinance) |
|---|---|
| Term | 12, 18 or 24 months |
| Payments | Interest-only |
| Cash-out | Available |
| Property types | 1–4 unit, multifamily, mixed-use, conversions |
| Exit | Sale, DSCR refinance or agency |
Terms shown are representative and subject to underwriting, appraisal and state availability. All loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.