WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
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Multifamily · 5+ units

Multifamily & Apartment Loans

From a 5-unit building to a large apartment community: acquisition, value-add, bridge, permanent and agency financing, with direct lending on multifamily value-add and conversions.

Units5+
No-docTo 75% LTV
BridgeValue-add
Permanent30-yr / agency
Direct multifamily lenderValue-add specialistsAgency through partners

Financing across the life of a property

  • Acquisition + renovation bridge for value-add plays
  • 30-year no-doc multifamily to $5MM, priced on credit and LTV
  • Fannie Mae and Freddie Mac agency loans for stabilized properties
  • Office, hotel and retail conversions to multifamily
  • Seller-carry structures up to 90% CLTV

What underwriters look at

For bridge and agency: current and pro forma rent roll, T-12 operating statements, the renovation plan and your experience. For our no-doc program: just credit and LTV. Choose the path that fits your property today.

Multifamily & Apartment Loans: terms at a glance

BridgeAcquisition + renovation, interest-only
No-doc permanentUp to 75% LTV, $5MM max, 30-year fixed
AgencyThrough capital partners
ConversionsOffice/hotel/retail to multifamily

Terms shown are representative and subject to underwriting, appraisal and state availability. All loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.

Questions

Multifamily & Apartment Loans: FAQ

What's the minimum number of units?

Multifamily starts at 5 units. 2–4 units use our residential programs.

Can I buy an apartment building with no income verification?

Yes, our no-doc multifamily program doesn't require income, rent rolls or DSCR.

Do you do value-add loans?

Yes, we lend directly on multifamily value-add bridge.

Can a seller finance part of the purchase?

Yes, seller seconds are allowed up to 90% CLTV.

Do you finance mixed-use buildings?

Yes, on the same no-doc program and through bridge partners.

Keep exploring

Related loan programs

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