WIN-WIN CAPITAL FUNDING, LLCBridging Capital • Building Success

Commercial Loan Application

For multifamily, mixed-use, office, retail, industrial, self-storage, mobile home park, hospitality and other commercial real estate, plus 1–4 unit investment property. Complete what you can. We review every application and match it with the right capital.

This application is for a business-purpose loan secured by real estate. It is not a commitment to lend. For your security, do not enter Social Security numbers or dates of birth here. We collect those, with your credit authorization, through a secure step after review.

01

Borrower & Entity

Borrower will be *
Entity type
All owners (must total 100%)
NameOwnership %On title
Total0%
Anyone owning 25% or more must be a guarantor (next section).
02

Guarantors (25%+ owners)

Guarantor 1 (primary borrower)
Declarations
A. Outstanding judgments against you?
B. Declared bankruptcy within the last 3 years?
C. Property foreclosed upon, or title given in lieu, in the last 3 years?
D. Party to a lawsuit?
E. Obligated on any loan that resulted in foreclosure, deed in lieu or judgment in the last 3 years?
F. Presently delinquent or in default on any federal debt or other loan, mortgage or guarantee?
G. Presently in forbearance on any federal debt or other loan, mortgage, bond or guarantee?
H. In a loan modification plan now or in the previous 24 months?
I. Obligated to pay alimony, child support or separate maintenance?
J. Intend to occupy the property as your primary residence?
K. Convicted of a felony within the past 10 years?
L. U.S. citizen?
M. Permanent resident alien?
If you answer Yes to A–H or K, explain in the notes at the end. If No to L and M, list visa status in the notes.
02

Liquidity on Hand

Current balances. Cash, retirement accounts, crypto and life insurance cash value all count toward the liquidity lenders require.

Total liquid assets
$0
03

Loan Request

Loan type *
Loan purpose *
If a purchase
If a refinance
Subject property cash flow (annual)
Net operating income
–
04

Subject Property

Environmental: does the property have any of these?
05

Business Information

Complete if you are self-employed or the borrower is an operating business, especially if the business will occupy the property.

Year to date
Last full tax year
06

Schedule of Real Estate Owned

AddressStatusAcquiredTypeMarket valueMortgages & liensGross rentMortgage pmtsIns., taxes, misc.Net rental income
–
–
–
Totals
Or email your full schedule of real estate owned with your documents.
07

Business Declarations & Notes

1. Neither the business nor any principal has declared bankruptcy in the past 4 years.
2. Neither the business nor any principal is a party to any lawsuit.
3. The business has never defaulted on any federal debt, including SBA loans.
4. No principal of the business has had property foreclosed in the past 4 years.
5. The business has not been denied a license or certification, or been suspended or limited in its ability to do business.
Choose N/A if you are closing as an individual and no business will occupy the property.
08

Documents to Send

After you submit, email these to mike@winwincapitalfunding.com (whatever applies to your deal):

  • Trailing 12-month operating statement (T12)
  • Current rent roll
  • 2024 and 2025 property P&L, plus year-to-date P&L
  • Purchase contract (purchase) or current mortgage statement (refinance)
  • Entity documents: articles, operating agreement, EIN letter, certificate of good standing
  • Photo ID for each guarantor
  • Personal financial statement and schedule of real estate owned
  • Most recent 2 years of tax returns (business and personal) for owner-occupied or SBA requests
  • Most recent 2 months of bank statements showing down payment and reserves
  • Existing Phase I, appraisal, survey or insurance declarations, if you have them
  • Capex budget / scope of work, if any renovation is planned
Email my documentsTip: password-protect PDFs and text us the password separately.
09

Authorization & Signature

Goes directly to Michael Gaukroger. We respond within one business day.

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