Tell us about the property and your mortgage. Within 24 hours we'll send every option that works for you, from a straight cash offer to taking over your payments or seller financing that pays you more. Behind on payments or facing foreclosure? Start here.
As-is, no repairs, showings or commissions. Close at a title company in as little as 7–14 days.
Behind or owe close to what it's worth? We bring the loan current, take over the payments and stop the foreclosure (subject-to).
Get a higher price and monthly income: we pay you a down payment and monthly payments, and your mortgage is paid from them.
A new loan pays off your mortgage and puts cash in your pocket now; you carry the rest as a 2nd and get paid in full later.
If an agent can net you more, we'll show you the numbers side by side and say so.
Property, mortgage and what you need. Add photos and documents if you have them.
Comps, repairs, payoff and liens: the same review we do for our lenders.
Every option that works, with the price, cash to you at closing and any monthly income.
Choose the offer and the closing date. Close at a title company.
The more you share (especially the payoff, the payment and whether the loan is current), the more options we can offer. Photos and documents are optional; you can pick a whole folder of pictures at once.
Within 24 hours of receiving your property details (one business day for weekend submissions). Complex properties may need a quick call or a walk-through first.
Often, yes. If you have a foreclosure date, include it. Taking over your payments or a wraparound can bring the loan current and stop the foreclosure, and sometimes still put cash in your pocket.
We buy the house and keep your existing loan in place, making the payments from closing on. Your loan stays in your name until it's paid off, and lenders can call a loan due when the property is sold (the due-on-sale clause), so we explain how payments are serviced and protected before you decide.
Instead of getting all cash at closing, you get a down payment plus monthly payments, usually at a higher total price. With a wrap, your existing mortgage is paid from our payment through a third-party servicer.
No. Cash and creative offers are as-is.
No fee and no commission to get offers. If you choose to list with an agent, standard commissions apply.
Only Win-Win staff. Uploads are stored encrypted.
No representation. Win-Win Capital Funding, LLC buys as a principal and does not represent sellers as their real estate agent. Offers are estimates until a written purchase agreement is signed and are subject to a walk-through, title and payoff confirmation. You may wish to consult an attorney, tax adviser or licensed agent before accepting any offer.
Creative offers. Offers that leave your existing mortgage in place mean the loan stays in your name until paid off, and your lender may call it due under the due-on-sale clause. Seller-financing terms on owner-occupied homes are subject to federal and state lending rules.
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