WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Asset-based lending · New Mexico

Asset-based lending in New Mexico

Revolving lines and term loans secured by receivables, inventory, equipment and real estate for New Mexico companies: acquisitions, growth, turnarounds and refinancing.

Up to 90%Of eligible A/R
Up to 85%Of equipment OLV
Revolver + termStructure
NMStatewide
New Mexico

Asset-based lending for New Mexico companies

Mid-sized companies across New Mexico, especially in oil and gas, aerospace and defense and film production, carry significant value in receivables, inventory and equipment. Asset-based lending turns that collateral into a revolving line and term loans sized to the balance sheet, with faster decisions and more flexibility than a traditional bank.

New Mexico owners use asset-based facilities to fund acquisitions, finance growth, refinance a bank or merchant cash advances, and support turnarounds and restructurings. We work with companies in Albuquerque, Las Cruces, Rio Rancho, Santa Fe, Roswell and Farmington and statewide.

Collateral that builds your borrowing base

Asset-based lenders near you

Asset-based lending in Albuquerque, accounts receivable financing in Las Cruces, inventory financing in Rio Rancho, and ABL lines of credit in Santa Fe, Roswell and Farmington.

Questions

Asset-based lending in New Mexico: FAQ

Do you arrange asset-based lending in New Mexico?

Yes, for companies throughout New Mexico, including Albuquerque, Las Cruces, Rio Rancho, Santa Fe, Roswell and Farmington.

Which New Mexico industries use ABL most?

Companies in oil and gas, aerospace and defense and film production with meaningful receivables, inventory or equipment.

What is asset-based lending?

A revolving line of credit, often paired with term loans, secured by your business assets: accounts receivable, chattel paper, inventory, machinery and equipment, and real estate. Availability is set by a borrowing base that moves with those assets.

How is ABL different from a bank line?

Banks lend mainly on cash flow and covenants. Asset-based lenders lend on collateral, so they can fund companies with losses, uneven earnings, fast growth or a leveraged balance sheet.

What advance rates are typical?

Commonly up to 80–90% of eligible receivables, up to 50–65% of inventory at net orderly liquidation value, and up to 75–85% of equipment at orderly liquidation value, set facility by facility.

How fast can an ABL close?

Typically 3–6 weeks from term sheet, including field exam and appraisals; non-bank lenders often move faster than banks.

Discuss your scenario

Rather talk it through first?

Skip the full application. Tell us what you need in a few words and an account executive will call you back with options.

  • No application, no credit pull
  • A real account executive, not a call center
  • Usually a call back within one business day
Prefer to call? (210) 702-8811
Next step

Size an ABL facility in New Mexico.

Start the application; agings and reports upload right on the page.

Start the application

Commercial financing is arranged through Win-Win Capital Funding's network of banks, equipment lessors and asset-based lenders. Rates, terms, advance rates and amounts depend on credit, time in business, revenue, collateral and the equipment, and all financing is subject to credit approval and documentation. Tax treatment varies; consult your tax advisor. This is not a commitment to lend.