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Asset-based lending · Washington

Asset-based lending in Washington

Revolving lines and term loans secured by receivables, inventory, equipment and real estate for Washington companies: acquisitions, growth, turnarounds and refinancing.

Apply nowAsset-based lending(210) 702-8811
Up to 90%Of eligible A/R
Up to 85%Of equipment OLV
Revolver + termStructure
WAStatewide
Washington

Asset-based lending for Washington companies

Mid-sized companies across Washington, especially in aerospace, technology and agriculture, carry significant value in receivables, inventory and equipment. Asset-based lending turns that collateral into a revolving line and term loans sized to the balance sheet, with faster decisions and more flexibility than a traditional bank.

Washington owners use asset-based facilities to fund acquisitions, finance growth, refinance a bank or merchant cash advances, and support turnarounds and restructurings. We work with companies in Seattle, Spokane, Tacoma, Vancouver, Bellevue and Everett and statewide.

Collateral that builds your borrowing base

Asset-based lenders near you

Asset-based lending in Seattle, accounts receivable financing in Spokane, inventory financing in Tacoma, and ABL lines of credit in Vancouver, Bellevue and Everett.

Use cases

How Washington companies use ABL

Use case

Acquisition Financing

Buy a competitor, supplier or customer

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Turnaround Financing

Capital when the bank says no

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Growth Capital

A line that grows with your sales

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Restructuring

Reset the capital structure

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Refinancing

Refinance banks, MCAs and expensive debt

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Questions

Asset-based lending in Washington: FAQ

Do you arrange asset-based lending in Washington?

Yes, for companies throughout Washington, including Seattle, Spokane, Tacoma, Vancouver, Bellevue and Everett.

Which Washington industries use ABL most?

Companies in aerospace, technology and agriculture with meaningful receivables, inventory or equipment.

What is asset-based lending?

A revolving line of credit, often paired with term loans, secured by your business assets: accounts receivable, chattel paper, inventory, machinery and equipment, and real estate. Availability is set by a borrowing base that moves with those assets.

How is ABL different from a bank line?

Banks lend mainly on cash flow and covenants. Asset-based lenders lend on collateral, so they can fund companies with losses, uneven earnings, fast growth or a leveraged balance sheet.

What advance rates are typical?

Commonly up to 80–90% of eligible receivables, up to 50–65% of inventory at net orderly liquidation value, and up to 75–85% of equipment at orderly liquidation value, set facility by facility.

How fast can an ABL close?

Typically 3–6 weeks from term sheet, including field exam and appraisals; non-bank lenders often move faster than banks.

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Other financing in Washington

Discuss your scenario

Rather talk it through first?

Skip the full application. Tell us what you need in a few words and an account executive will call you back with options.

  • No application, no credit pull
  • A real account executive, not a call center
  • Usually a call back within one business day
Prefer to call? (210) 702-8811
Next step

Size an ABL facility in Washington.

Start the application; agings and reports upload right on the page.

Start the application

Commercial financing is arranged through Win-Win Capital Funding's network of banks, equipment lessors and asset-based lenders. Rates, terms, advance rates and amounts depend on credit, time in business, revenue, collateral and the equipment, and all financing is subject to credit approval and documentation. Tax treatment varies; consult your tax advisor. This is not a commitment to lend.