Working capital, term loans, lines of credit, MCA refinancing, SBA, equipment, factoring and purchase orders. Fill it out once and we match it to the lenders that fit, and send each one exactly what they need.
The application adapts to the funding you picked and asks only what lenders need.
Your checklist is built for your products. Upload from your phone or computer.
We send your complete package to the lenders that fit, through a secure link.
We bring you the offers side by side and you pick the best one.
Your portal checklist lists exactly what's needed for the products you pick. Here's the short version.
Last 4 months of business bank statements, photo ID, voided business check. Processing statements if you take cards.
6 months of bank statements, 2 years of business tax returns, year-to-date P&L and balance sheet, photo ID.
6 months of bank statements, the contract and a current payoff or balance letter for each advance.
3 years of business and personal tax returns, year-to-date financials, personal financial statement (SBA 413), debt schedule, resume, entity documents. Purchase contract for real estate.
Everything for SBA plus the purchase agreement or LOI and the seller's 3 years of tax returns and current financials.
The equipment invoice or quote and 3 months of bank statements. Over about $150K: 2 years of tax returns and financials.
A/R and A/P aging, sample invoices with proof of delivery, customer list, articles of incorporation. ABL adds an inventory report.
The purchase order, supplier quote, and supplier and customer details.
Starting the application doesn't. Lenders do a credit check only after you sign the authorization, and many use a soft pull for the first look.
We work with lenders across every product: working capital, term loans, lines of credit, SBA, equipment, factoring and more. Each wants slightly different information. Our application asks once for everything they need, so you don't fill out five forms.
Your file is encrypted on our server. We share it only with the lenders we match you with, through a secure, logged link, and never sell it.
Often, yes. Several lenders consolidate MCAs into a longer term loan or line, or lower the payments with a consolidation advance. (Current SBA rules generally don't allow SBA loans to pay off MCAs, so we look at other programs.) List each advance in the debt table and we'll show you the options.
Working capital can fund in 24–72 hours once documents are in. Term loans and lines usually take 3–10 days, equipment 2–7 days, and SBA loans 30–90 days.
#SmallBusiness #BusinessFunding #SBALoans #WorkingCapital #Entrepreneur #BusinessLoans · Share on X · Facebook · LinkedIn · Email
