WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Industry equipment financing

Transportation & OTR Trucks equipment financing

Trucking is equipment intensive and cash flow can be lumpy. We finance owner-operators and fleets, new and used, with TRAC leases, EFAs and factoring to bridge slow-paying brokers.

Apply nowAll equipment programs(210) 702-8811
$15K – $10MM+Amounts
Up to $1MMApplication only
12 – 84 mo.Terms
New & usedEquipment
Industry

Transportation & OTR Trucks equipment financing

Trucking is equipment intensive and cash flow can be lumpy. We finance owner-operators and fleets, new and used, with TRAC leases, EFAs and factoring to bridge slow-paying brokers.

Approvals up to $1 million can often be made on a one-page application, and we finance new and used transportation & otr trucks equipment from dealers, manufacturers, auctions and private sellers in all 50 states.

What we finance

  • Semi tractors and sleepers
  • Dry vans, reefers and flatbeds
  • Box trucks and straight trucks
  • Dump trucks and vocational trucks
  • Fleet expansions

Structures that fit

Questions

Transportation & OTR Trucks financing FAQ

Answers to common questions.

Can I finance used transportation & otr trucks equipment?

Yes. New and used equipment from dealers, auctions and private sellers is eligible; some used equipment needs an inspection or appraisal.

How fast can transportation & otr trucks equipment be funded?

Application-only approvals often come back within hours and fund in 24–72 hours after documents are signed.

How much equipment can I finance?

From $15,000 to $10 million and more. Approvals up to $1 million can often be made on a one-page application, with no tax returns or financial statements.

What credit do I need?

Programs span A through C- credit. Strong credit gets the lowest rates and 100% financing; challenged credit can still be approved with a down payment or additional collateral.

Do you finance startups?

Yes. Businesses with one year or more in operation have the most options, and startup programs are available with a strong owner profile or down payment.

Are there industry restrictions?

No. We finance equipment for virtually every industry, from construction and trucking to medical, technology and food service.

Other industries

Equipment financing by industry

No industry restrictions.

Discuss your scenario

Rather talk it through first?

Skip the full application. Tell us what you need in a few words and an account executive will call you back with options.

  • No application, no credit pull
  • A real account executive, not a call center
  • Usually a call back within one business day
Prefer to call? (210) 702-8811
Next step

Finance your transportation & otr trucks equipment.

One application, offers side by side, funding straight to the vendor.

Start the application

Commercial financing is arranged through Win-Win Capital Funding's network of banks, equipment lessors and asset-based lenders. Rates, terms, advance rates and amounts depend on credit, time in business, revenue, collateral and the equipment, and all financing is subject to credit approval and documentation. Tax treatment varies; consult your tax advisor. This is not a commitment to lend.