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Equipment leasing · Illinois

Equipment leasing & financing in Illinois

Lease or finance new and used equipment anywhere in Illinois: Chicago, Aurora, Naperville, Joliet, Rockford and Springfield. $15K to $10MM+, application-only to $1MM, A through C- credit, no industry restrictions.

Apply nowAll programs(210) 702-8811
$15K – $10MM+Amounts
Up to $1MMApplication only
12 – 84 mo.Terms
ILStatewide
Illinois

Equipment financing for Illinois businesses

Illinois businesses in manufacturing, logistics and rail and agriculture rely on equipment that has to earn its keep every day. We arrange equipment leasing and financing across Illinois, from Chicago, Aurora, Naperville, Joliet, Rockford and Springfield to the smallest towns, with approvals up to $1 million on a one-page application and financing from $15,000 to $10 million and more.

Whether you're adding a truck in Chicago, a production line in Aurora or medical equipment in Naperville, the structure is built around how the equipment earns: $1 buyout leases when you'll keep it, fair market value leases when you'll upgrade, TRAC leases for fleets, sale-leasebacks to raise cash from equipment you own, and skip or seasonal payments for food processing and other seasonal work.

Illinois industries we finance most

Equipment financing near you

Equipment leasing in Chicago, equipment loans in Aurora, heavy equipment financing in Naperville, commercial equipment leasing in Joliet, and equipment financing in Rockford and Springfield: every Illinois city and county is covered.

Programs

Programs available in Illinois

Every product and structure, statewide.

Product

Equipment Term Loan

Fixed payments, you own it from day one

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Installment Purchase Agreement

Buy over time with a simple installment contract

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Equipment Finance Agreement (EFA)

Loan-like simplicity on a single contract

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$1 Buyout Lease

A lease that ends with ownership for one dollar

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Equipment Sale-Leaseback

Sell equipment you own, lease it back, keep working

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TRAC Lease

The truck and trailer lease built for fleets

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Conditional Sale / Money-Over-Money

Ownership-style financing on a lease form

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Skip Payment Lease

No payments in your off-season

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Industries

Illinois industry programs

Questions

Equipment financing in Illinois: FAQ

Do you offer equipment financing throughout Illinois?

Yes. We finance equipment for businesses across Illinois, including Chicago, Aurora, Naperville, Joliet, Rockford and Springfield.

What equipment do Illinois businesses finance most?

Equipment for manufacturing, logistics and rail and agriculture leads the list, but there are no industry restrictions.

Can a Illinois startup get equipment financing?

Yes. One year in business opens the most options, and startup programs are available with a strong owner profile or a down payment.

How much equipment can I finance?

From $15,000 to $10 million and more. Approvals up to $1 million can often be made on a one-page application, with no tax returns or financial statements.

What credit do I need?

Programs span A through C- credit. Strong credit gets the lowest rates and 100% financing; challenged credit can still be approved with a down payment or additional collateral.

Do you finance startups?

Yes. Businesses with one year or more in operation have the most options, and startup programs are available with a strong owner profile or down payment.

Are there industry restrictions?

No. We finance equipment for virtually every industry, from construction and trucking to medical, technology and food service.

More in Illinois

Other financing in Illinois

Discuss your scenario

Rather talk it through first?

Skip the full application. Tell us what you need in a few words and an account executive will call you back with options.

  • No application, no credit pull
  • A real account executive, not a call center
  • Usually a call back within one business day
Prefer to call? (210) 702-8811
Next step

Finance equipment in Illinois.

One application, offers side by side, funding straight to the vendor.

Start the application

Commercial financing is arranged through Win-Win Capital Funding's network of banks, equipment lessors and asset-based lenders. Rates, terms, advance rates and amounts depend on credit, time in business, revenue, collateral and the equipment, and all financing is subject to credit approval and documentation. Tax treatment varies; consult your tax advisor. This is not a commitment to lend.