WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Equipment structure · Nationwide

Skip Payment Lease

Skip payments in the months your business is slow and pay more when revenue is strong.

Apply nowAll equipment programs(210) 702-8811
$15K – $10MM+Amounts
Up to $1MMApplication only
12 – 84 mo.Terms
All 50States
Structure

How Skip Payment Lease works

Seasonal businesses don't earn evenly, so their equipment payments shouldn't be even either. A skip payment schedule removes payments entirely for the months you choose, such as winter for landscapers and paving contractors or summer for school bus operators, and spreads the cost across the months you're busy.

Skip schedules are available on loans, EFAs and leases, and they're especially common for agricultural, construction and recreation equipment.

Best for

  • Landscaping, paving, snow removal and agriculture
  • Tourism, recreation and seasonal retail
  • Any business with predictable slow months

Program terms

Every product and structure is available through the same equipment program: $15,000 to $10 million and more, application-only approvals up to $1 million, 12 to 84-month terms, A through C- credit and no industry restrictions.

Questions

Skip Payment Lease FAQ

Answers to common questions.

How many months can I skip?

Commonly up to three or four consecutive months per year.

Does skipping raise the total cost?

Slightly, because the balance stays outstanding longer.

How much equipment can I finance?

From $15,000 to $10 million and more. Approvals up to $1 million can often be made on a one-page application, with no tax returns or financial statements.

What credit do I need?

Programs span A through C- credit. Strong credit gets the lowest rates and 100% financing; challenged credit can still be approved with a down payment or additional collateral.

Do you finance startups?

Yes. Businesses with one year or more in operation have the most options, and startup programs are available with a strong owner profile or down payment.

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By state

Skip Payment Lease by state

Available in all 50 states and D.C.

Discuss your scenario

Rather talk it through first?

Skip the full application. Tell us what you need in a few words and an account executive will call you back with options.

  • No application, no credit pull
  • A real account executive, not a call center
  • Usually a call back within one business day
Prefer to call? (210) 702-8811
Next step

Ready to apply for Skip Payment Lease?

Tell us about the equipment and we'll bring back the right structure.

Start the application

Commercial financing is arranged through Win-Win Capital Funding's network of banks, equipment lessors and asset-based lenders. Rates, terms, advance rates and amounts depend on credit, time in business, revenue, collateral and the equipment, and all financing is subject to credit approval and documentation. Tax treatment varies; consult your tax advisor. This is not a commitment to lend.