WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Equipment structure · Nationwide

Mid-Term Amendment Lease

Add, upgrade or swap equipment during the lease by amending it, keeping one schedule and one end date.

Apply nowAll equipment programs(210) 702-8811
$15K – $10MM+Amounts
Up to $1MMApplication only
12 – 84 mo.Terms
All 50States
Structure

How Mid-Term Amendment Lease works

As your business grows you'll add equipment, often before the original lease is up. A mid-term amendment adds new units to your existing lease, re-amortizes the schedule and keeps everything coterminous, with one contract, one payment and one end date.

It's ideal for growing fleets, multi-location businesses and IT environments that expand in phases.

Best for

  • Growing fleets and multi-location businesses
  • Phased technology rollouts
  • Companies that want one schedule

Program terms

Every product and structure is available through the same equipment program: $15,000 to $10 million and more, application-only approvals up to $1 million, 12 to 84-month terms, A through C- credit and no industry restrictions.

Questions

Mid-Term Amendment Lease FAQ

Answers to common questions.

Do I need a new credit approval?

Usually a light review for the added amount.

Will all the equipment end at the same time?

Yes. Coterminous schedules end together.

How much equipment can I finance?

From $15,000 to $10 million and more. Approvals up to $1 million can often be made on a one-page application, with no tax returns or financial statements.

What credit do I need?

Programs span A through C- credit. Strong credit gets the lowest rates and 100% financing; challenged credit can still be approved with a down payment or additional collateral.

Do you finance startups?

Yes. Businesses with one year or more in operation have the most options, and startup programs are available with a strong owner profile or down payment.

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By state

Mid-Term Amendment Lease by state

Available in all 50 states and D.C.

Discuss your scenario

Rather talk it through first?

Skip the full application. Tell us what you need in a few words and an account executive will call you back with options.

  • No application, no credit pull
  • A real account executive, not a call center
  • Usually a call back within one business day
Prefer to call? (210) 702-8811
Next step

Ready to apply for Mid-Term Amendment Lease?

Tell us about the equipment and we'll bring back the right structure.

Start the application

Commercial financing is arranged through Win-Win Capital Funding's network of banks, equipment lessors and asset-based lenders. Rates, terms, advance rates and amounts depend on credit, time in business, revenue, collateral and the equipment, and all financing is subject to credit approval and documentation. Tax treatment varies; consult your tax advisor. This is not a commitment to lend.