WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Equipment leasing · Rhode Island

Equipment leasing & financing in Rhode Island

Lease or finance new and used equipment anywhere in Rhode Island: Providence, Warwick, Cranston, Pawtucket, East Providence and Woonsocket. $15K to $10MM+, application-only to $1MM, A through C- credit, no industry restrictions.

Apply nowAll programs(210) 702-8811
$15K – $10MM+Amounts
Up to $1MMApplication only
12 – 84 mo.Terms
RIStatewide
Rhode Island

Equipment financing for Rhode Island businesses

Rhode Island businesses in marine and boatbuilding, healthcare and manufacturing rely on equipment that has to earn its keep every day. We arrange equipment leasing and financing across Rhode Island, from Providence, Warwick, Cranston, Pawtucket, East Providence and Woonsocket to the smallest towns, with approvals up to $1 million on a one-page application and financing from $15,000 to $10 million and more.

Whether you're adding a truck in Providence, a production line in Warwick or medical equipment in Cranston, the structure is built around how the equipment earns: $1 buyout leases when you'll keep it, fair market value leases when you'll upgrade, TRAC leases for fleets, sale-leasebacks to raise cash from equipment you own, and skip or seasonal payments for tourism and other seasonal work.

Rhode Island industries we finance most

Equipment financing near you

Equipment leasing in Providence, equipment loans in Warwick, heavy equipment financing in Cranston, commercial equipment leasing in Pawtucket, and equipment financing in East Providence and Woonsocket: every Rhode Island city and county is covered.

Programs

Programs available in Rhode Island

Every product and structure, statewide.

Product

Equipment Term Loan

Fixed payments, you own it from day one

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Installment Purchase Agreement

Buy over time with a simple installment contract

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Equipment Finance Agreement (EFA)

Loan-like simplicity on a single contract

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$1 Buyout Lease

A lease that ends with ownership for one dollar

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Equipment Sale-Leaseback

Sell equipment you own, lease it back, keep working

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TRAC Lease

The truck and trailer lease built for fleets

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Conditional Sale / Money-Over-Money

Ownership-style financing on a lease form

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Skip Payment Lease

No payments in your off-season

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Industries

Rhode Island industry programs

Questions

Equipment financing in Rhode Island: FAQ

Do you offer equipment financing throughout Rhode Island?

Yes. We finance equipment for businesses across Rhode Island, including Providence, Warwick, Cranston, Pawtucket, East Providence and Woonsocket.

What equipment do Rhode Island businesses finance most?

Equipment for marine and boatbuilding, healthcare and manufacturing leads the list, but there are no industry restrictions.

Can a Rhode Island startup get equipment financing?

Yes. One year in business opens the most options, and startup programs are available with a strong owner profile or a down payment.

How much equipment can I finance?

From $15,000 to $10 million and more. Approvals up to $1 million can often be made on a one-page application, with no tax returns or financial statements.

What credit do I need?

Programs span A through C- credit. Strong credit gets the lowest rates and 100% financing; challenged credit can still be approved with a down payment or additional collateral.

Do you finance startups?

Yes. Businesses with one year or more in operation have the most options, and startup programs are available with a strong owner profile or down payment.

Are there industry restrictions?

No. We finance equipment for virtually every industry, from construction and trucking to medical, technology and food service.

More in Rhode Island

Other financing in Rhode Island

Discuss your scenario

Rather talk it through first?

Skip the full application. Tell us what you need in a few words and an account executive will call you back with options.

  • No application, no credit pull
  • A real account executive, not a call center
  • Usually a call back within one business day
Prefer to call? (210) 702-8811
Next step

Finance equipment in Rhode Island.

One application, offers side by side, funding straight to the vendor.

Start the application

Commercial financing is arranged through Win-Win Capital Funding's network of banks, equipment lessors and asset-based lenders. Rates, terms, advance rates and amounts depend on credit, time in business, revenue, collateral and the equipment, and all financing is subject to credit approval and documentation. Tax treatment varies; consult your tax advisor. This is not a commitment to lend.