WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Equipment product · Nationwide

$1 Buyout Lease

Lease payments for the term, then the equipment is yours for $1. Ideal when you know you'll keep it.

Apply nowAll equipment programs(210) 702-8811
$15K – $10MM+Amounts
Up to $1MMApplication only
12 – 84 mo.Terms
All 50States
Product

How $1 buyout lease works

A $1 buyout lease (also called a capital lease or finance lease) is built for equipment you plan to keep. You make fixed monthly payments for the term, and at the end you buy the equipment for a single dollar. For accounting it's usually treated as a purchase, so the equipment goes on your balance sheet and you can depreciate it.

Because there's no residual risk for the lessor, approvals are straightforward and terms can run up to 84 months on long-life equipment.

Best for

  • Long-life equipment you'll use for years
  • Owners who want a lease document but ownership at the end
  • Section 179 eligible purchases

Program terms

Every product and structure is available through the same equipment program: $15,000 to $10 million and more, application-only approvals up to $1 million, 12 to 84-month terms, A through C- credit and no industry restrictions.

Questions

$1 Buyout Lease FAQ

Answers to common questions.

Is a $1 buyout lease a true lease?

No. It's a capital (finance) lease; for tax purposes you're generally treated as the owner.

Can I pay it off early?

Usually yes. Ask about the prepayment terms when you compare offers.

How much equipment can I finance?

From $15,000 to $10 million and more. Approvals up to $1 million can often be made on a one-page application, with no tax returns or financial statements.

What credit do I need?

Programs span A through C- credit. Strong credit gets the lowest rates and 100% financing; challenged credit can still be approved with a down payment or additional collateral.

Do you finance startups?

Yes. Businesses with one year or more in operation have the most options, and startup programs are available with a strong owner profile or down payment.

Related

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Fair Market Value (FMV) Lease

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Equipment & Invoice Factoring

Turn receivables into cash for equipment

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Contract Discounting

Cash today for the contracted payments you'll receive

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By state

$1 Buyout Lease by state

Available in all 50 states and D.C.

Discuss your scenario

Rather talk it through first?

Skip the full application. Tell us what you need in a few words and an account executive will call you back with options.

  • No application, no credit pull
  • A real account executive, not a call center
  • Usually a call back within one business day
Prefer to call? (210) 702-8811
Next step

Ready to apply for $1 buyout lease?

Tell us about the equipment and we'll bring back the right structure.

Start the application

Commercial financing is arranged through Win-Win Capital Funding's network of banks, equipment lessors and asset-based lenders. Rates, terms, advance rates and amounts depend on credit, time in business, revenue, collateral and the equipment, and all financing is subject to credit approval and documentation. Tax treatment varies; consult your tax advisor. This is not a commitment to lend.