WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Equipment leasing · New York

Equipment leasing & financing in New York

Lease or finance new and used equipment anywhere in New York: New York City, Buffalo, Rochester, Yonkers, Syracuse and Albany. $15K to $10MM+, application-only to $1MM, A through C- credit, no industry restrictions.

Apply nowAll programs(210) 702-8811
$15K – $10MM+Amounts
Up to $1MMApplication only
12 – 84 mo.Terms
NYStatewide
New York

Equipment financing for New York businesses

New York businesses in finance and professional services, construction and healthcare rely on equipment that has to earn its keep every day. We arrange equipment leasing and financing across New York, from New York City, Buffalo, Rochester, Yonkers, Syracuse and Albany to the smallest towns, with approvals up to $1 million on a one-page application and financing from $15,000 to $10 million and more.

Whether you're adding a truck in New York City, a production line in Buffalo or medical equipment in Rochester, the structure is built around how the equipment earns: $1 buyout leases when you'll keep it, fair market value leases when you'll upgrade, TRAC leases for fleets, sale-leasebacks to raise cash from equipment you own, and skip or seasonal payments for manufacturing and other seasonal work.

New York industries we finance most

Equipment financing near you

Equipment leasing in New York City, equipment loans in Buffalo, heavy equipment financing in Rochester, commercial equipment leasing in Yonkers, and equipment financing in Syracuse and Albany: every New York city and county is covered.

Programs

Programs available in New York

Every product and structure, statewide.

Product

Equipment Term Loan

Fixed payments, you own it from day one

Explore →Product

Installment Purchase Agreement

Buy over time with a simple installment contract

Explore →Product

Equipment Finance Agreement (EFA)

Loan-like simplicity on a single contract

Explore →Product

$1 Buyout Lease

A lease that ends with ownership for one dollar

Explore →Structure

Equipment Sale-Leaseback

Sell equipment you own, lease it back, keep working

Explore →Structure

TRAC Lease

The truck and trailer lease built for fleets

Explore →Structure

Conditional Sale / Money-Over-Money

Ownership-style financing on a lease form

Explore →Structure

Skip Payment Lease

No payments in your off-season

Explore →
Industries

New York industry programs

Questions

Equipment financing in New York: FAQ

Do you offer equipment financing throughout New York?

Yes. We finance equipment for businesses across New York, including New York City, Buffalo, Rochester, Yonkers, Syracuse and Albany.

What equipment do New York businesses finance most?

Equipment for finance and professional services, construction and healthcare leads the list, but there are no industry restrictions.

Can a New York startup get equipment financing?

Yes. One year in business opens the most options, and startup programs are available with a strong owner profile or a down payment.

How much equipment can I finance?

From $15,000 to $10 million and more. Approvals up to $1 million can often be made on a one-page application, with no tax returns or financial statements.

What credit do I need?

Programs span A through C- credit. Strong credit gets the lowest rates and 100% financing; challenged credit can still be approved with a down payment or additional collateral.

Do you finance startups?

Yes. Businesses with one year or more in operation have the most options, and startup programs are available with a strong owner profile or down payment.

Are there industry restrictions?

No. We finance equipment for virtually every industry, from construction and trucking to medical, technology and food service.

More in New York

Other financing in New York

Discuss your scenario

Rather talk it through first?

Skip the full application. Tell us what you need in a few words and an account executive will call you back with options.

  • No application, no credit pull
  • A real account executive, not a call center
  • Usually a call back within one business day
Prefer to call? (210) 702-8811
Next step

Finance equipment in New York.

One application, offers side by side, funding straight to the vendor.

Start the application

Commercial financing is arranged through Win-Win Capital Funding's network of banks, equipment lessors and asset-based lenders. Rates, terms, advance rates and amounts depend on credit, time in business, revenue, collateral and the equipment, and all financing is subject to credit approval and documentation. Tax treatment varies; consult your tax advisor. This is not a commitment to lend.