WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Equipment product · Nationwide

Equipment Refresh & Trade-Up

Swap aging equipment for new models during the term and roll the remaining balance into one new schedule.

$15K – $10MM+Amounts
Up to $1MMApplication only
12 – 84 mo.Terms
All 50States
Product

How equipment refresh & trade-up works

Technology and production equipment can fall behind long before the lease ends. A refresh or trade-up program lets you upgrade mid-term: the remaining balance on the old equipment and the cost of the new equipment are combined into a single new payment.

It keeps your shop, fleet or office current without paying off one contract and starting another from scratch.

Best for

  • Technology, printing and imaging equipment
  • Fleets that turn over every few years
  • Manufacturers adding capacity

Program terms

Every product and structure is available through the same equipment program: $15,000 to $10 million and more, application-only approvals up to $1 million, 12 to 84-month terms, A through C- credit and no industry restrictions.

Questions

Equipment Refresh & Trade-Up FAQ

Answers to common questions.

Do I have to return the old equipment?

Depends on the program. Some take the old unit back; others let you keep it.

Will my payment go up?

Usually a little, because you're adding new equipment, but the combined schedule is often lower than two separate payments.

How much equipment can I finance?

From $15,000 to $10 million and more. Approvals up to $1 million can often be made on a one-page application, with no tax returns or financial statements.

What credit do I need?

Programs span A through C- credit. Strong credit gets the lowest rates and 100% financing; challenged credit can still be approved with a down payment or additional collateral.

Do you finance startups?

Yes. Businesses with one year or more in operation have the most options, and startup programs are available with a strong owner profile or down payment.

Discuss your scenario

Rather talk it through first?

Skip the full application. Tell us what you need in a few words and an account executive will call you back with options.

  • No application, no credit pull
  • A real account executive, not a call center
  • Usually a call back within one business day
Prefer to call? (210) 702-8811
Next step

Ready to apply for equipment refresh & trade-up?

Tell us about the equipment and we'll bring back the right structure.

Start the application

Commercial financing is arranged through Win-Win Capital Funding's network of banks, equipment lessors and asset-based lenders. Rates, terms, advance rates and amounts depend on credit, time in business, revenue, collateral and the equipment, and all financing is subject to credit approval and documentation. Tax treatment varies; consult your tax advisor. This is not a commitment to lend.