WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Equipment structure · Nationwide

Maintenance & Service Financing

Roll maintenance contracts, extended warranties, training and installation into a single equipment payment.

$15K – $10MM+Amounts
Up to $1MMApplication only
12 – 84 mo.Terms
All 50States
Structure

How Maintenance & Service Financing works

The real cost of equipment is more than the sticker price. Maintenance agreements, extended warranties, software, installation and training can add 10–30% to a purchase. Maintenance financing bundles those costs into the same payment as the equipment, so you aren't paying for them out of working capital.

It's common for medical, printing, imaging and manufacturing equipment, where uptime depends on service contracts.

Best for

  • Medical, imaging and printing equipment
  • Manufacturing lines with service contracts
  • Purchases with large soft costs

Program terms

Every product and structure is available through the same equipment program: $15,000 to $10 million and more, application-only approvals up to $1 million, 12 to 84-month terms, A through C- credit and no industry restrictions.

Questions

Maintenance & Service Financing FAQ

Answers to common questions.

What soft costs can be financed?

Typically maintenance, warranties, software, installation, freight and training, within limits set by the lender.

Does it change my rate?

Large soft-cost portions can affect terms; we'll show you the options.

How much equipment can I finance?

From $15,000 to $10 million and more. Approvals up to $1 million can often be made on a one-page application, with no tax returns or financial statements.

What credit do I need?

Programs span A through C- credit. Strong credit gets the lowest rates and 100% financing; challenged credit can still be approved with a down payment or additional collateral.

Do you finance startups?

Yes. Businesses with one year or more in operation have the most options, and startup programs are available with a strong owner profile or down payment.

Discuss your scenario

Rather talk it through first?

Skip the full application. Tell us what you need in a few words and an account executive will call you back with options.

  • No application, no credit pull
  • A real account executive, not a call center
  • Usually a call back within one business day
Prefer to call? (210) 702-8811
Next step

Ready to apply for Maintenance & Service Financing?

Tell us about the equipment and we'll bring back the right structure.

Start the application

Commercial financing is arranged through Win-Win Capital Funding's network of banks, equipment lessors and asset-based lenders. Rates, terms, advance rates and amounts depend on credit, time in business, revenue, collateral and the equipment, and all financing is subject to credit approval and documentation. Tax treatment varies; consult your tax advisor. This is not a commitment to lend.