DSCR Loans in Hawaii
Win-Win Capital Funding arranges DSCR loans across Hawaii through more than 2,000 capital partners. Our DSCR engine compares multiple lenders at once, so Hawaii investors see the best available rate for their credit, leverage and cash flow, whether they're buying their first rental or refinancing a portfolio.
Hawaii dscr loans programs
| Program | Max leverage | Term / notes |
|---|---|---|
| Purchase | Up to 80% LTV | 30-year fixed; interest-only options |
| Rate/term refinance | Up to 80% LTV | 30-year fixed |
| Cash-out refinance | Up to 75% LTV | 30-year fixed |
| Short-term rental (Airbnb) | Up to 75–80% LTV | Projected or actual STR income |
| No-ratio / DSCR under 1.0 | Lower leverage | Priced on credit and LTV |
What we finance in Hawaii
- Single-family rentals, 2–4 unit properties, condos and townhomes
- Short-term and vacation rentals
- Purchases, rate/term refinances and cash-out refinances
- BRRRR refinances after a rehab
- LLC and corporate vesting
- Portfolio and blanket loans for multiple rentals
Areas we serve in Hawaii
- Hilo
- Honolulu
- Kahului
- Kailua
- Kapolei
We also lend in suburban, rural and resort markets throughout Hawaii.
More Hawaii financing
Fix & flip loans in Hawaii · Hard money in Hawaii · RV park financing in Hawaii · Business second mortgage in Hawaii · Bridge Loans in Hawaii · Ground-Up Construction Loans in Hawaii · SBA 7(a) Loans in Hawaii
Investors in nearby states can see DSCR Loans in California.
Terms are representative and subject to underwriting, appraisal and state availability. DSCR loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.