DSCR Loans in New York
Win-Win Capital Funding arranges DSCR loans across New York through more than 2,000 capital partners. Our DSCR engine compares multiple lenders at once, so New York investors see the best available rate for their credit, leverage and cash flow, whether they're buying their first rental or refinancing a portfolio.
New York dscr loans programs
| Program | Max leverage | Term / notes |
|---|---|---|
| Purchase | Up to 80% LTV | 30-year fixed; interest-only options |
| Rate/term refinance | Up to 80% LTV | 30-year fixed |
| Cash-out refinance | Up to 75% LTV | 30-year fixed |
| Short-term rental (Airbnb) | Up to 75–80% LTV | Projected or actual STR income |
| No-ratio / DSCR under 1.0 | Lower leverage | Priced on credit and LTV |
What we finance in New York
- Single-family rentals, 2–4 unit properties, condos and townhomes
- Short-term and vacation rentals
- Purchases, rate/term refinances and cash-out refinances
- BRRRR refinances after a rehab
- LLC and corporate vesting
- Portfolio and blanket loans for multiple rentals
Areas we serve in New York
- Albany
- Buffalo
- New York City
- Rochester
- Syracuse
We also lend in suburban, rural and resort markets throughout New York.
More New York financing
Fix & flip loans in New York · Hard money in New York · RV park financing in New York · Business HELOC in New York · Business second mortgage in New York · Bridge Loans in New York · Ground-Up Construction Loans in New York · SBA 7(a) Loans in New York
Investors in nearby states can see DSCR Loans in Vermont, DSCR Loans in Massachusetts, DSCR Loans in Connecticut, DSCR Loans in New Jersey, DSCR Loans in Pennsylvania.
Terms are representative and subject to underwriting, appraisal and state availability. DSCR loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.