DSCR Loans in North Carolina
Win-Win Capital Funding arranges DSCR loans across North Carolina through more than 2,000 capital partners. Our DSCR engine compares multiple lenders at once, so North Carolina investors see the best available rate for their credit, leverage and cash flow, whether they're buying their first rental or refinancing a portfolio.
North Carolina dscr loans programs
| Program | Max leverage | Term / notes |
|---|---|---|
| Purchase | Up to 80% LTV | 30-year fixed; interest-only options |
| Rate/term refinance | Up to 80% LTV | 30-year fixed |
| Cash-out refinance | Up to 75% LTV | 30-year fixed |
| Short-term rental (Airbnb) | Up to 75–80% LTV | Projected or actual STR income |
| No-ratio / DSCR under 1.0 | Lower leverage | Priced on credit and LTV |
What we finance in North Carolina
- Single-family rentals, 2–4 unit properties, condos and townhomes
- Short-term and vacation rentals
- Purchases, rate/term refinances and cash-out refinances
- BRRRR refinances after a rehab
- LLC and corporate vesting
- Portfolio and blanket loans for multiple rentals
Areas we serve in North Carolina
- Charlotte
- Durham
- Greensboro
- Raleigh
- Wilmington
We also lend in suburban, rural and resort markets throughout North Carolina.
More North Carolina financing
Fix & flip loans in North Carolina · Hard money in North Carolina · RV park financing in North Carolina · Business HELOC in North Carolina · Business second mortgage in North Carolina · Bridge Loans in North Carolina · Ground-Up Construction Loans in North Carolina · SBA 7(a) Loans in North Carolina
Investors in nearby states can see DSCR Loans in Virginia, DSCR Loans in Tennessee, DSCR Loans in Georgia, DSCR Loans in South Carolina.
Terms are representative and subject to underwriting, appraisal and state availability. DSCR loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.