DSCR Loans in Rhode Island
Win-Win Capital Funding arranges DSCR loans across Rhode Island through more than 2,000 capital partners. Our DSCR engine compares multiple lenders at once, so Rhode Island investors see the best available rate for their credit, leverage and cash flow, whether they're buying their first rental or refinancing a portfolio.
Rhode Island dscr loans programs
| Program | Max leverage | Term / notes |
|---|---|---|
| Purchase | Up to 80% LTV | 30-year fixed; interest-only options |
| Rate/term refinance | Up to 80% LTV | 30-year fixed |
| Cash-out refinance | Up to 75% LTV | 30-year fixed |
| Short-term rental (Airbnb) | Up to 75–80% LTV | Projected or actual STR income |
| No-ratio / DSCR under 1.0 | Lower leverage | Priced on credit and LTV |
What we finance in Rhode Island
- Single-family rentals, 2–4 unit properties, condos and townhomes
- Short-term and vacation rentals
- Purchases, rate/term refinances and cash-out refinances
- BRRRR refinances after a rehab
- LLC and corporate vesting
- Portfolio and blanket loans for multiple rentals
Areas we serve in Rhode Island
- Cranston
- Newport
- Pawtucket
- Providence
- Warwick
We also lend in suburban, rural and resort markets throughout Rhode Island.
More Rhode Island financing
Fix & flip loans in Rhode Island · Hard money in Rhode Island · RV park financing in Rhode Island · Business HELOC in Rhode Island · Business second mortgage in Rhode Island · Bridge Loans in Rhode Island · Ground-Up Construction Loans in Rhode Island · SBA 7(a) Loans in Rhode Island
Investors in nearby states can see DSCR Loans in Massachusetts, DSCR Loans in Connecticut.
Terms are representative and subject to underwriting, appraisal and state availability. DSCR loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.