RV park loans in California
Win-Win Capital Funding arranges RV park and campground financing across California through more than 2,000 capital partners, including SBA lenders, community and regional banks, RV-park specialist lenders and private bridge lenders. We place refinances and cash-out loans, partner buyouts, acquisitions, expansions and new-park construction from $250,000 to $25 million and up.
California RV park loan programs
| Program | Max leverage | Term / amortization |
|---|---|---|
| SBA 7(a) / 504 | Up to 90% LTV / LTC | Up to 25 yr fully amortizing |
| Construction & ground-up | Up to 90% LTC (SBA) | 12–24 mo build, then perm |
| CapEx & expansion | Up to 100% of CapEx in a holdback | Drawn as work completes |
| Value-add (fix & flip) | 90% of purchase + 100% of CapEx, up to 75% of stabilized value | 12–24 mo, then refinance or sell |
| Stabilized bridge | Up to 75% LTV / 80% LTC | 12–36 mo interest-only |
| Stabilized permanent | Up to 75% LTV | 5–10 yr, 25–30 yr amortization |
What we finance in California
- RV parks, campgrounds, tiny home communities, glamping resorts and cabin rentals
- Refinance, cash-out and partner buyouts
- Acquisitions, including seller carry-back structures
- Full-hookup conversions, 50-amp upgrades, water, septic and sewer, roads and Wi-Fi
- New pads and phases, cabins, glamping units, bathhouses and clubhouses
- Ground-up new parks and raw-land conversions
Areas we serve in California
- Los Angeles
- Sacramento
- San Diego
- San Francisco
- San Jose
We also finance parks in rural counties and lake, river, coastal and highway corridors throughout California.
Owners in nearby states can see RV park financing in Oregon, RV park financing in Nevada, RV park financing in Arizona.
*Up to 90% LTV/LTC through SBA 7(a) and 504 for eligible owner-operated businesses, subject to SBA rules, lender approval, appraisal and feasibility. Other programs use lower leverage. Terms are representative and subject to underwriting and state availability. This is not a commitment to lend.