RV park loans in Texas
Win-Win Capital Funding arranges RV park and campground financing across Texas through more than 2,000 capital partners, including SBA lenders, community and regional banks, RV-park specialist lenders and private bridge lenders. We place refinances and cash-out loans, partner buyouts, acquisitions, expansions and new-park construction from $250,000 to $25 million and up.
Texas RV park loan programs
| Program | Max leverage | Term / amortization |
|---|---|---|
| SBA 7(a) / 504 | Up to 90% LTV / LTC | Up to 25 yr fully amortizing |
| Construction & ground-up | Up to 90% LTC (SBA) | 12–24 mo build, then perm |
| CapEx & expansion | Up to 100% of CapEx in a holdback | Drawn as work completes |
| Value-add (fix & flip) | 90% of purchase + 100% of CapEx, up to 75% of stabilized value | 12–24 mo, then refinance or sell |
| Stabilized bridge | Up to 75% LTV / 80% LTC | 12–36 mo interest-only |
| Stabilized permanent | Up to 75% LTV | 5–10 yr, 25–30 yr amortization |
Texas RV park market at a glance
From recorded property and mortgage data, we track about 1,444 RV parks and campgrounds across Texas, and 730 of them carry recorded mortgage debt. The busiest counties for RV parks include Bexar, Burnet, Montgomery, Harris, Smith and Brazoria. Community and regional banks hold most Texas RV park loans, which is why we pair owners with banks, SBA lenders and private lenders that already know the asset class.
What we finance in Texas
- RV parks, campgrounds, tiny home communities, glamping resorts and cabin rentals
- Refinance, cash-out and partner buyouts
- Acquisitions, including seller carry-back structures
- Full-hookup conversions, 50-amp upgrades, water, septic and sewer, roads and Wi-Fi
- New pads and phases, cabins, glamping units, bathhouses and clubhouses
- Ground-up new parks and raw-land conversions
Areas we serve in Texas
- Austin
- Dallas
- Fort Worth
- Houston
- San Antonio
We also finance parks in rural counties and lake, river, coastal and highway corridors throughout Texas.
Owners in nearby states can see RV park financing in New Mexico, RV park financing in Oklahoma, RV park financing in Arkansas, RV park financing in Louisiana.
*Up to 90% LTV/LTC through SBA 7(a) and 504 for eligible owner-operated businesses, subject to SBA rules, lender approval, appraisal and feasibility. Other programs use lower leverage. Terms are representative and subject to underwriting and state availability. This is not a commitment to lend.