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West Virginia · Small business funding

SBA 7(a) Loans in West Virginia

Government-backed loans for West Virginia small businesses, with low down payments and long terms for working capital, business acquisitions, owner-occupied real estate and debt refinancing.

Loan size$25K–$5MM
Rates fromPrime + 0.75%
Term5–25 years
Min credit650
West Virginia SBA 7(a) loans$25K–$5MM · Prime + 0.75%2,000+ capital partners

SBA 7(a) Loans in West Virginia

Win-Win Capital Funding arranges SBA 7(a) loans for West Virginia businesses through our SBA lender network, so you can compare offers side by side. Prequalifying doesn't affect your credit.

West Virginia SBA 7(a) loan programs

UseLeverage / amountTerm
Working capitalUp to $5MMUp to 10 years
Business acquisition / partner buyoutOften 10% downUp to 10 years
Owner-occupied real estateUp to 90% LTV, more on some dealsUp to 25 years
Equipment & improvementsUp to $5MMUp to 10 years
Debt refinanceUp to $5MMMatches the use

What we finance in West Virginia

  • Working capital and inventory
  • Buying a business or a partner buyout
  • Owner-occupied commercial real estate, including RV parks, hotels and gas stations
  • Equipment and improvements
  • Refinancing higher-cost business debt
  • Startups with industry experience

Areas we serve in West Virginia

  • Charleston
  • Huntington
  • Morgantown
  • Parkersburg
  • Wheeling

We also lend in suburban, rural and resort markets throughout West Virginia.

More West Virginia financing

Fix & flip loans in West Virginia · Hard money in West Virginia · RV park financing in West Virginia · Business second mortgage in West Virginia · DSCR Loans in West Virginia · Bridge Loans in West Virginia · Ground-Up Construction Loans in West Virginia

Investors in nearby states can see SBA 7(a) Loans in Ohio, SBA 7(a) Loans in Pennsylvania, SBA 7(a) Loans in Maryland, SBA 7(a) Loans in Virginia, SBA 7(a) Loans in Kentucky.

Business funding is arranged through Win-Win Capital Funding's lender network. Rates, terms and amounts depend on credit, time in business, revenue and collateral, and all financing is subject to lender approval and SBA rules. This is not a commitment to lend.

Questions

SBA 7(a) Loans in West Virginia: FAQ

Who qualifies for an SBA 7(a) loan in West Virginia?

For-profit West Virginia small businesses. A 650 credit score is the minimum (700+ preferred), owners of 20% or more personally guarantee, and startups are considered with industry experience.

How long does an SBA loan take in West Virginia?

As fast as 2 weeks with a complete file; many take 30–60 days.

What's the down payment on a West Virginia SBA loan?

Often 10% or less, and up to 100% financing on some deals.

Can I buy commercial real estate in West Virginia with SBA 7(a)?

Yes, if your business occupies it. Owner-operated properties such as RV parks, hotels and gas stations qualify.

Keep exploring

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