DSCR Loans in Florida
Win-Win Capital Funding arranges DSCR loans across Florida through more than 2,000 capital partners. Our DSCR engine compares multiple lenders at once, so Florida investors see the best available rate for their credit, leverage and cash flow, whether they're buying their first rental or refinancing a portfolio.
Florida dscr loans programs
| Program | Max leverage | Term / notes |
|---|---|---|
| Purchase | Up to 80% LTV | 30-year fixed; interest-only options |
| Rate/term refinance | Up to 80% LTV | 30-year fixed |
| Cash-out refinance | Up to 75% LTV | 30-year fixed |
| Short-term rental (Airbnb) | Up to 75–80% LTV | Projected or actual STR income |
| No-ratio / DSCR under 1.0 | Lower leverage | Priced on credit and LTV |
What we finance in Florida
- Single-family rentals, 2–4 unit properties, condos and townhomes
- Short-term and vacation rentals
- Purchases, rate/term refinances and cash-out refinances
- BRRRR refinances after a rehab
- LLC and corporate vesting
- Portfolio and blanket loans for multiple rentals
Areas we serve in Florida
- Fort Lauderdale
- Jacksonville
- Miami
- Orlando
- Tampa
We also lend in suburban, rural and resort markets throughout Florida.
More Florida financing
Fix & flip loans in Florida · Hard money in Florida · RV park financing in Florida · Business HELOC in Florida · Business second mortgage in Florida · Bridge Loans in Florida · Ground-Up Construction Loans in Florida · SBA 7(a) Loans in Florida
Investors in nearby states can see DSCR Loans in Georgia, DSCR Loans in Alabama.
Terms are representative and subject to underwriting, appraisal and state availability. DSCR loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.