WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Credit under 600?Bad credit? No problem. Hard money up to 70% LTV with no credit · fix & flip up to 90/100 · no-FICO business fundingClick here to apply →
Florida · Short-term investor financing

Bridge Loans in Florida

Close quickly on a Florida property, stabilize or lease it, then refinance into long-term debt or sell. Available for 1–4 unit, multifamily, mixed-use, commercial and conversion projects.

LeverageUp to 85% LTV
Term12–24 months
PaymentsInterest-only
CloseIn days
Florida Bridge loansUp to 85% LTV · 12–24 months2,000+ capital partners

Bridge Loans in Florida

Win-Win Capital Funding arranges bridge loans across Florida through more than 2,000 capital partners, from 1–4 unit investor bridge and bridge-plus-rehab to commercial bridge for multifamily, retail, office, industrial, hospitality and self-storage.

Florida bridge loans programs

ProgramMax leverageTerm / notes
Residential bridge (1–4 unit)Up to 85% LTV12–24 mo interest-only
Bridge + rehabPurchase plus renovation12–24 mo, draws for work
No-doc bridgeNo income documentation24 mo interest-only, no prepay
Commercial bridgeVaries by asset and deal12–36 mo interest-only
Bad credit (under 600)Up to 65–70% LTVAsset-based

What we finance in Florida

  • Purchases before you've sold another property
  • Fast closes on discounted or off-market deals
  • Cash-out on properties that aren't leased up yet
  • Stabilization before a DSCR, agency or bank refinance
  • Payoffs of maturing loans while you arrange permanent debt
  • 1–4 unit, multifamily, mixed-use, commercial and conversions

Areas we serve in Florida

  • Fort Lauderdale
  • Jacksonville
  • Miami
  • Orlando
  • Tampa

We also lend in suburban, rural and resort markets throughout Florida.

More Florida financing

Fix & flip loans in Florida · Hard money in Florida · RV park financing in Florida · Business HELOC in Florida · Business second mortgage in Florida · DSCR Loans in Florida · Ground-Up Construction Loans in Florida · SBA 7(a) Loans in Florida

Investors in nearby states can see Bridge Loans in Georgia, Bridge Loans in Alabama.

Terms are representative and subject to underwriting, appraisal and state availability. Bridge loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.

Questions

Bridge Loans in Florida: FAQ

How fast can I close a bridge loan in Florida?

Many bridge loans are approved within 24–72 hours and close in 7–14 days once the appraisal and title are in.

How much can I borrow on a Florida bridge loan?

Up to 85% LTV on residential investor bridge, depending on the program and deal. Commercial bridge leverage varies by asset, location and business plan.

Can I get a bridge loan in Florida with bad credit?

Yes. Commercial bridge loans up to 65% are available for scores under 600, and asset-based hard money goes up to 70% LTV with bad or no credit.

What is the exit on a bridge loan?

Every bridge loan needs a realistic exit: a sale, a DSCR refinance for rentals, or an agency or bank refinance for commercial property. We can quote the takeout loan at the same time.

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