DSCR Loans in Kentucky
Win-Win Capital Funding arranges DSCR loans across Kentucky through more than 2,000 capital partners. Our DSCR engine compares multiple lenders at once, so Kentucky investors see the best available rate for their credit, leverage and cash flow, whether they're buying their first rental or refinancing a portfolio.
Kentucky dscr loans programs
| Program | Max leverage | Term / notes |
|---|---|---|
| Purchase | Up to 80% LTV | 30-year fixed; interest-only options |
| Rate/term refinance | Up to 80% LTV | 30-year fixed |
| Cash-out refinance | Up to 75% LTV | 30-year fixed |
| Short-term rental (Airbnb) | Up to 75–80% LTV | Projected or actual STR income |
| No-ratio / DSCR under 1.0 | Lower leverage | Priced on credit and LTV |
What we finance in Kentucky
- Single-family rentals, 2–4 unit properties, condos and townhomes
- Short-term and vacation rentals
- Purchases, rate/term refinances and cash-out refinances
- BRRRR refinances after a rehab
- LLC and corporate vesting
- Portfolio and blanket loans for multiple rentals
Areas we serve in Kentucky
- Bowling Green
- Covington
- Lexington
- Louisville
- Owensboro
We also lend in suburban, rural and resort markets throughout Kentucky.
More Kentucky financing
Fix & flip loans in Kentucky · Hard money in Kentucky · RV park financing in Kentucky · Business HELOC in Kentucky · Business second mortgage in Kentucky · Bridge Loans in Kentucky · Ground-Up Construction Loans in Kentucky · SBA 7(a) Loans in Kentucky
Investors in nearby states can see DSCR Loans in Indiana, DSCR Loans in Ohio, DSCR Loans in West Virginia, DSCR Loans in Virginia, DSCR Loans in Tennessee, DSCR Loans in Missouri, DSCR Loans in Illinois.
Terms are representative and subject to underwriting, appraisal and state availability. DSCR loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.