DSCR Loans in Illinois
Win-Win Capital Funding arranges DSCR loans across Illinois through more than 2,000 capital partners. Our DSCR engine compares multiple lenders at once, so Illinois investors see the best available rate for their credit, leverage and cash flow, whether they're buying their first rental or refinancing a portfolio.
Illinois dscr loans programs
| Program | Max leverage | Term / notes |
|---|---|---|
| Purchase | Up to 80% LTV | 30-year fixed; interest-only options |
| Rate/term refinance | Up to 80% LTV | 30-year fixed |
| Cash-out refinance | Up to 75% LTV | 30-year fixed |
| Short-term rental (Airbnb) | Up to 75–80% LTV | Projected or actual STR income |
| No-ratio / DSCR under 1.0 | Lower leverage | Priced on credit and LTV |
What we finance in Illinois
- Single-family rentals, 2–4 unit properties, condos and townhomes
- Short-term and vacation rentals
- Purchases, rate/term refinances and cash-out refinances
- BRRRR refinances after a rehab
- LLC and corporate vesting
- Portfolio and blanket loans for multiple rentals
Areas we serve in Illinois
- Aurora
- Chicago
- Naperville
- Rockford
- Springfield
We also lend in suburban, rural and resort markets throughout Illinois.
More Illinois financing
Fix & flip loans in Illinois · Hard money in Illinois · RV park financing in Illinois · Business HELOC in Illinois · Business second mortgage in Illinois · Bridge Loans in Illinois · Ground-Up Construction Loans in Illinois · SBA 7(a) Loans in Illinois
Investors in nearby states can see DSCR Loans in Wisconsin, DSCR Loans in Iowa, DSCR Loans in Missouri, DSCR Loans in Kentucky, DSCR Loans in Indiana.
Terms are representative and subject to underwriting, appraisal and state availability. DSCR loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.