Ground-Up Construction Loans in Illinois
Win-Win Capital Funding finances ground-up construction across Illinois, from single spec homes and build-to-rent townhomes to apartments, mixed-use and commercial projects, through our construction lenders and more than 2,000 capital partners.
Illinois ground-up construction loans programs
| Program | Leverage | Term / notes |
|---|---|---|
| 1–8 unit residential | Up to 85% LTC (2–4 builds) / 90% (5+), max 75% of ARV | 12–24 mo interest-only |
| Build budget | 100% held back | Released in inspected draws |
| Land you own | Land equity credited | Pays off land debt |
| Apartments, mixed-use, commercial | Varies by project | Construction to perm options |
What we finance in Illinois
- Spec homes and luxury single-family
- Build-to-rent homes and townhomes
- Infill lots, duplexes and small multifamily
- Apartments (9+ units), mixed-use and subdivisions
- Commercial ground-up projects
- Refinance of land you already own
Areas we serve in Illinois
- Aurora
- Chicago
- Naperville
- Rockford
- Springfield
We also lend in suburban, rural and resort markets throughout Illinois.
More Illinois financing
Fix & flip loans in Illinois · Hard money in Illinois · RV park financing in Illinois · Business HELOC in Illinois · Business second mortgage in Illinois · DSCR Loans in Illinois · Bridge Loans in Illinois · SBA 7(a) Loans in Illinois
Investors in nearby states can see Ground-Up Construction Loans in Wisconsin, Ground-Up Construction Loans in Iowa, Ground-Up Construction Loans in Missouri, Ground-Up Construction Loans in Kentucky, Ground-Up Construction Loans in Indiana.
Terms are representative and subject to underwriting, appraisal, builder experience and state availability. Construction loans are business-purpose loans. This is not a commitment to lend.