WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Credit under 600?Bad credit? No problem. Hard money up to 70% LTV with no credit · fix & flip up to 90/100 · no-FICO business fundingClick here to apply →
Indiana · Ground-up construction

Ground-Up Construction Loans in Indiana

Finance the lot and 100% of the build for Indiana spec homes, build-to-rent and infill projects, with draws as you build, 12–24 month terms and instant pricing across our construction lenders.

LeverageUp to 90% LTC
Build budget100% in draws
Term12–24 months
Loan size$100K–$50MM
Indiana Ground-up constructionUp to 90% LTC · 100% in draws2,000+ capital partners

Ground-Up Construction Loans in Indiana

Win-Win Capital Funding finances ground-up construction across Indiana, from single spec homes and build-to-rent townhomes to apartments, mixed-use and commercial projects, through our construction lenders and more than 2,000 capital partners.

Indiana ground-up construction loans programs

ProgramLeverageTerm / notes
1–8 unit residentialUp to 85% LTC (2–4 builds) / 90% (5+), max 75% of ARV12–24 mo interest-only
Build budget100% held backReleased in inspected draws
Land you ownLand equity creditedPays off land debt
Apartments, mixed-use, commercialVaries by projectConstruction to perm options

What we finance in Indiana

  • Spec homes and luxury single-family
  • Build-to-rent homes and townhomes
  • Infill lots, duplexes and small multifamily
  • Apartments (9+ units), mixed-use and subdivisions
  • Commercial ground-up projects
  • Refinance of land you already own

Areas we serve in Indiana

  • Carmel
  • Evansville
  • Fort Wayne
  • Indianapolis
  • South Bend

We also lend in suburban, rural and resort markets throughout Indiana.

More Indiana financing

Fix & flip loans in Indiana · Hard money in Indiana · RV park financing in Indiana · Business HELOC in Indiana · Business second mortgage in Indiana · DSCR Loans in Indiana · Bridge Loans in Indiana · SBA 7(a) Loans in Indiana

Investors in nearby states can see Ground-Up Construction Loans in Illinois, Ground-Up Construction Loans in Michigan, Ground-Up Construction Loans in Ohio, Ground-Up Construction Loans in Kentucky.

Terms are representative and subject to underwriting, appraisal, builder experience and state availability. Construction loans are business-purpose loans. This is not a commitment to lend.

Questions

Ground-Up Construction Loans in Indiana: FAQ

How much can I borrow on a Indiana construction loan?

Up to 85% of total cost (lot plus construction) with 2–4 completed builds and up to 90% with 5 or more, capped at 75% of the after-completion value. 100% of the construction budget is funded in draws.

What experience do Indiana construction lenders want?

Typically at least 2 completed ground-up builds in the last 5 years and a 680+ credit score. First-time builders can still submit a scenario, which we place case by case.

How do construction draws work in Indiana?

The build budget is held back at closing. As work is completed you request a draw, an inspector verifies it, and funds are released. You pay interest only on what's been drawn.

Can I refinance a finished Indiana build into a rental loan?

Yes. Sell the finished home or refinance into a 30-year DSCR rental loan to hold it.

Keep exploring

Related loan programs

More in Commercial real estate

Have a Indiana deal in mind?

Send us the numbers. We'll review it and come back with real terms.

Get started

Popular searches

commercial bridge loansmezzanine financingreal estate private equityno doc loansground up construction loansSBA 7(a) loanscreate a debt fundprivate money lendersDSCR loansinstant quote

#CRE #CommercialRealEstate #Multifamily #BridgeLoans #RealEstateFinance #Investing  ·  Share on X · Facebook · LinkedIn · Email