DSCR Loans in Minnesota
Win-Win Capital Funding arranges DSCR loans across Minnesota through more than 2,000 capital partners. Our DSCR engine compares multiple lenders at once, so Minnesota investors see the best available rate for their credit, leverage and cash flow, whether they're buying their first rental or refinancing a portfolio.
Minnesota dscr loans programs
| Program | Max leverage | Term / notes |
|---|---|---|
| Purchase | Up to 80% LTV | 30-year fixed; interest-only options |
| Rate/term refinance | Up to 80% LTV | 30-year fixed |
| Cash-out refinance | Up to 75% LTV | 30-year fixed |
| Short-term rental (Airbnb) | Up to 75–80% LTV | Projected or actual STR income |
| No-ratio / DSCR under 1.0 | Lower leverage | Priced on credit and LTV |
What we finance in Minnesota
- Single-family rentals, 2–4 unit properties, condos and townhomes
- Short-term and vacation rentals
- Purchases, rate/term refinances and cash-out refinances
- BRRRR refinances after a rehab
- LLC and corporate vesting
- Portfolio and blanket loans for multiple rentals
Areas we serve in Minnesota
- Bloomington
- Duluth
- Minneapolis
- Rochester
- Saint Paul
We also lend in suburban, rural and resort markets throughout Minnesota.
More Minnesota financing
Fix & flip loans in Minnesota · Hard money in Minnesota · RV park financing in Minnesota · Business second mortgage in Minnesota · Bridge Loans in Minnesota · Ground-Up Construction Loans in Minnesota · SBA 7(a) Loans in Minnesota
Investors in nearby states can see DSCR Loans in North Dakota, DSCR Loans in South Dakota, DSCR Loans in Iowa, DSCR Loans in Wisconsin.
Terms are representative and subject to underwriting, appraisal and state availability. DSCR loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.