DSCR Loans in South Dakota
Win-Win Capital Funding arranges DSCR loans across South Dakota through more than 2,000 capital partners. Our DSCR engine compares multiple lenders at once, so South Dakota investors see the best available rate for their credit, leverage and cash flow, whether they're buying their first rental or refinancing a portfolio.
South Dakota dscr loans programs
| Program | Max leverage | Term / notes |
|---|---|---|
| Purchase | Up to 80% LTV | 30-year fixed; interest-only options |
| Rate/term refinance | Up to 80% LTV | 30-year fixed |
| Cash-out refinance | Up to 75% LTV | 30-year fixed |
| Short-term rental (Airbnb) | Up to 75–80% LTV | Projected or actual STR income |
| No-ratio / DSCR under 1.0 | Lower leverage | Priced on credit and LTV |
What we finance in South Dakota
- Single-family rentals, 2–4 unit properties, condos and townhomes
- Short-term and vacation rentals
- Purchases, rate/term refinances and cash-out refinances
- BRRRR refinances after a rehab
- LLC and corporate vesting
- Portfolio and blanket loans for multiple rentals
Areas we serve in South Dakota
- Aberdeen
- Brookings
- Rapid City
- Sioux Falls
- Watertown
We also lend in suburban, rural and resort markets throughout South Dakota.
More South Dakota financing
Fix & flip loans in South Dakota · Hard money in South Dakota · RV park financing in South Dakota · Business second mortgage in South Dakota · Bridge Loans in South Dakota · Ground-Up Construction Loans in South Dakota · SBA 7(a) Loans in South Dakota
Investors in nearby states can see DSCR Loans in North Dakota, DSCR Loans in Minnesota, DSCR Loans in Iowa, DSCR Loans in Nebraska, DSCR Loans in Wyoming, DSCR Loans in Montana.
Terms are representative and subject to underwriting, appraisal and state availability. DSCR loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.