DSCR Loans in New Mexico
Win-Win Capital Funding arranges DSCR loans across New Mexico through more than 2,000 capital partners. Our DSCR engine compares multiple lenders at once, so New Mexico investors see the best available rate for their credit, leverage and cash flow, whether they're buying their first rental or refinancing a portfolio.
New Mexico dscr loans programs
| Program | Max leverage | Term / notes |
|---|---|---|
| Purchase | Up to 80% LTV | 30-year fixed; interest-only options |
| Rate/term refinance | Up to 80% LTV | 30-year fixed |
| Cash-out refinance | Up to 75% LTV | 30-year fixed |
| Short-term rental (Airbnb) | Up to 75–80% LTV | Projected or actual STR income |
| No-ratio / DSCR under 1.0 | Lower leverage | Priced on credit and LTV |
What we finance in New Mexico
- Single-family rentals, 2–4 unit properties, condos and townhomes
- Short-term and vacation rentals
- Purchases, rate/term refinances and cash-out refinances
- BRRRR refinances after a rehab
- LLC and corporate vesting
- Portfolio and blanket loans for multiple rentals
Areas we serve in New Mexico
- Albuquerque
- Las Cruces
- Rio Rancho
- Roswell
- Santa Fe
We also lend in suburban, rural and resort markets throughout New Mexico.
More New Mexico financing
Fix & flip loans in New Mexico · Hard money in New Mexico · RV park financing in New Mexico · Business HELOC in New Mexico · Business second mortgage in New Mexico · Bridge Loans in New Mexico · Ground-Up Construction Loans in New Mexico · SBA 7(a) Loans in New Mexico
Investors in nearby states can see DSCR Loans in Arizona, DSCR Loans in Utah, DSCR Loans in Colorado, DSCR Loans in Oklahoma, DSCR Loans in Texas.
Terms are representative and subject to underwriting, appraisal and state availability. DSCR loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.