DSCR Loans in Texas
Win-Win Capital Funding arranges DSCR loans across Texas through more than 2,000 capital partners. Our DSCR engine compares multiple lenders at once, so Texas investors see the best available rate for their credit, leverage and cash flow, whether they're buying their first rental or refinancing a portfolio.
Texas dscr loans programs
| Program | Max leverage | Term / notes |
|---|---|---|
| Purchase | Up to 80% LTV | 30-year fixed; interest-only options |
| Rate/term refinance | Up to 80% LTV | 30-year fixed |
| Cash-out refinance | Up to 75% LTV | 30-year fixed |
| Short-term rental (Airbnb) | Up to 75–80% LTV | Projected or actual STR income |
| No-ratio / DSCR under 1.0 | Lower leverage | Priced on credit and LTV |
What we finance in Texas
- Single-family rentals, 2–4 unit properties, condos and townhomes
- Short-term and vacation rentals
- Purchases, rate/term refinances and cash-out refinances
- BRRRR refinances after a rehab
- LLC and corporate vesting
- Portfolio and blanket loans for multiple rentals
Areas we serve in Texas
- Austin
- Dallas
- Fort Worth
- Houston
- San Antonio
We also lend in suburban, rural and resort markets throughout Texas.
More Texas financing
Fix & flip loans in Texas · Hard money in Texas · RV park financing in Texas · Business HELOC in Texas · Business second mortgage in Texas · Bridge Loans in Texas · Ground-Up Construction Loans in Texas · SBA 7(a) Loans in Texas
Investors in nearby states can see DSCR Loans in New Mexico, DSCR Loans in Oklahoma, DSCR Loans in Arkansas, DSCR Loans in Louisiana.
Terms are representative and subject to underwriting, appraisal and state availability. DSCR loans are business-purpose loans on non-owner-occupied property. This is not a commitment to lend.