Fix & Flip
Purchase and renovation financing for 1–4 unit residential investment properties.
- Up to 100% purchase + 100% rehab
- Loan capped at 75% of ARV
- Interest-only payments
- 6 – 24 month terms
Fix & flip, construction, DSCR and bridge financing for investors in Fargo, Bismarck, Grand Forks and Minot and every corner of North Dakota. We lend directly, so you get fast answers and fewer surprises.
Fargo, Bismarck and Grand Forks lead North Dakota's small but steady market. Requests are usually DSCR loans on rental portfolios, multifamily bridge loans and construction financing for residential and light commercial projects.
Financing for up to 100% of the purchase price and 100% of the renovation budget, with the total loan capped at 75% of the after-repair value (ARV). Enter your deal, credit score and experience to see your maximum loan for a North Dakota flip, your Win-Win direct quote and whether our lending partners can fund it at 100%.
Fully financed. 100% of the purchase and rehab fits under the 75% ARV cap.
Estimate before closing costs, fees and reserves. Final loan amount depends on appraisal, credit, experience and underwriting.
We shop 100% purchase + 100% rehab deals with our lending partners.
We fund these programs ourselves, so you deal with the decision-maker from term sheet to closing.
Purchase and renovation financing for 1–4 unit residential investment properties.
Land and vertical construction for spec and custom 1–4 unit builds.
Long-term rental loans qualified on the property's rent, not your tax returns.
One loan for multiple 1–4 unit rentals, including scattered-site portfolios.
Short-term capital to acquire, renovate and stabilize apartment properties.
Financing to convert office, hotel and retail buildings into multifamily housing.
Also available through our 2,000+ lender network: SBA 504 & 7(a), Fannie Mae & Freddie Mac agency, CMBS, conventional bank loans, commercial bridge for office, retail, industrial, hospitality and self-storage, land acquisition & development, new community lot loans, and unsecured business lines of credit.
Send the address, price, budget and ARV through our intake form.
Many deals receive approval within 24–72 hours of a complete submission.
Upload entity docs, ID, contract, title and insurance while we order the appraisal.
Close, start work, and request rehab draws as the project progresses.
Yes. For 1–4 unit residential investment properties in North Dakota, we lend up to 100% of the purchase price and 100% of the rehab budget, with the total loan capped at 75% of the after-repair value (ARV). Final terms depend on the appraisal, the property and your experience.
Yes. Win-Win Capital Funding lends directly on 1–4 unit fix-and-flip, ground-up construction, DSCR rental and portfolio loans, and on multifamily value-add, bridge and conversion loans such as office-to-multifamily. For SBA, agency, CMBS and other programs, we place your loan with the best fit from our network of 2,000+ lenders.
Many deals receive approval within 24–72 hours of a complete submission. Closing timing depends on title, appraisal and insurance. Send us your deal and we'll give you a realistic timeline.
Common North Dakota requests include dscr portfolio, multifamily bridge and construction loans. We also finance luxury single-family homes, 1–4 unit rentals, multifamily, build-to-rent, mixed-use and conversion projects, land acquisition and development, and new community lots, and can place commercial loans on data centers, office, retail, industrial, hospitality, self-storage and assisted living.
Start with the property address, purchase price, rehab or construction budget, estimated ARV and your recent project experience. Once terms are issued, we collect entity documents, ID, the purchase contract, title and escrow details and proof of insurance.
Send us the numbers. We'll review it and come back with terms, usually within 24–72 hours.
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