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Mississippi · Small business funding

SBA 7(a) Loans in Mississippi

Government-backed loans for Mississippi small businesses, with low down payments and long terms for working capital, business acquisitions, owner-occupied real estate and debt refinancing.

Loan size$25K–$5MM
Rates fromPrime + 0.75%
Term5–25 years
Min credit650
Mississippi SBA 7(a) loans$25K–$5MM · Prime + 0.75%2,000+ capital partners

SBA 7(a) Loans in Mississippi

Win-Win Capital Funding arranges SBA 7(a) loans for Mississippi businesses through our SBA lender network, so you can compare offers side by side. Prequalifying doesn't affect your credit.

Mississippi SBA 7(a) loan programs

UseLeverage / amountTerm
Working capitalUp to $5MMUp to 10 years
Business acquisition / partner buyoutOften 10% downUp to 10 years
Owner-occupied real estateUp to 90% LTV, more on some dealsUp to 25 years
Equipment & improvementsUp to $5MMUp to 10 years
Debt refinanceUp to $5MMMatches the use

What we finance in Mississippi

  • Working capital and inventory
  • Buying a business or a partner buyout
  • Owner-occupied commercial real estate, including RV parks, hotels and gas stations
  • Equipment and improvements
  • Refinancing higher-cost business debt
  • Startups with industry experience

Areas we serve in Mississippi

  • Biloxi
  • Gulfport
  • Hattiesburg
  • Jackson
  • Southaven

We also lend in suburban, rural and resort markets throughout Mississippi.

More Mississippi financing

Fix & flip loans in Mississippi · Hard money in Mississippi · RV park financing in Mississippi · Business HELOC in Mississippi · Business second mortgage in Mississippi · DSCR Loans in Mississippi · Bridge Loans in Mississippi · Ground-Up Construction Loans in Mississippi

Investors in nearby states can see SBA 7(a) Loans in Louisiana, SBA 7(a) Loans in Arkansas, SBA 7(a) Loans in Tennessee, SBA 7(a) Loans in Alabama.

Business funding is arranged through Win-Win Capital Funding's lender network. Rates, terms and amounts depend on credit, time in business, revenue and collateral, and all financing is subject to lender approval and SBA rules. This is not a commitment to lend.

Questions

SBA 7(a) Loans in Mississippi: FAQ

Who qualifies for an SBA 7(a) loan in Mississippi?

For-profit Mississippi small businesses. A 650 credit score is the minimum (700+ preferred), owners of 20% or more personally guarantee, and startups are considered with industry experience.

How long does an SBA loan take in Mississippi?

As fast as 2 weeks with a complete file; many take 30–60 days.

What's the down payment on a Mississippi SBA loan?

Often 10% or less, and up to 100% financing on some deals.

Can I buy commercial real estate in Mississippi with SBA 7(a)?

Yes, if your business occupies it. Owner-operated properties such as RV parks, hotels and gas stations qualify.

Keep exploring

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