WIN-WIN CAPITAL FUNDINGBridging Capital • Building Success
Credit under 600?Bad credit? No problem. Hard money up to 70% LTV with no credit · fix & flip up to 90/100 · no-FICO business fundingClick here to apply →
Tennessee · Small business funding

SBA 7(a) Loans in Tennessee

Government-backed loans for Tennessee small businesses, with low down payments and long terms for working capital, business acquisitions, owner-occupied real estate and debt refinancing.

Loan size$25K–$5MM
Rates fromPrime + 0.75%
Term5–25 years
Min credit650
Tennessee SBA 7(a) loans$25K–$5MM · Prime + 0.75%2,000+ capital partners

SBA 7(a) Loans in Tennessee

Win-Win Capital Funding arranges SBA 7(a) loans for Tennessee businesses through our SBA lender network, so you can compare offers side by side. Prequalifying doesn't affect your credit.

Tennessee SBA 7(a) loan programs

UseLeverage / amountTerm
Working capitalUp to $5MMUp to 10 years
Business acquisition / partner buyoutOften 10% downUp to 10 years
Owner-occupied real estateUp to 90% LTV, more on some dealsUp to 25 years
Equipment & improvementsUp to $5MMUp to 10 years
Debt refinanceUp to $5MMMatches the use

What we finance in Tennessee

  • Working capital and inventory
  • Buying a business or a partner buyout
  • Owner-occupied commercial real estate, including RV parks, hotels and gas stations
  • Equipment and improvements
  • Refinancing higher-cost business debt
  • Startups with industry experience

Areas we serve in Tennessee

  • Chattanooga
  • Knoxville
  • Memphis
  • Murfreesboro
  • Nashville

We also lend in suburban, rural and resort markets throughout Tennessee.

More Tennessee financing

Fix & flip loans in Tennessee · Hard money in Tennessee · RV park financing in Tennessee · Business HELOC in Tennessee · Business second mortgage in Tennessee · DSCR Loans in Tennessee · Bridge Loans in Tennessee · Ground-Up Construction Loans in Tennessee

Investors in nearby states can see SBA 7(a) Loans in Kentucky, SBA 7(a) Loans in Virginia, SBA 7(a) Loans in North Carolina, SBA 7(a) Loans in Georgia, SBA 7(a) Loans in Alabama, SBA 7(a) Loans in Mississippi, SBA 7(a) Loans in Arkansas, SBA 7(a) Loans in Missouri.

Business funding is arranged through Win-Win Capital Funding's lender network. Rates, terms and amounts depend on credit, time in business, revenue and collateral, and all financing is subject to lender approval and SBA rules. This is not a commitment to lend.

Questions

SBA 7(a) Loans in Tennessee: FAQ

Who qualifies for an SBA 7(a) loan in Tennessee?

For-profit Tennessee small businesses. A 650 credit score is the minimum (700+ preferred), owners of 20% or more personally guarantee, and startups are considered with industry experience.

How long does an SBA loan take in Tennessee?

As fast as 2 weeks with a complete file; many take 30–60 days.

What's the down payment on a Tennessee SBA loan?

Often 10% or less, and up to 100% financing on some deals.

Can I buy commercial real estate in Tennessee with SBA 7(a)?

Yes, if your business occupies it. Owner-operated properties such as RV parks, hotels and gas stations qualify.

Keep exploring

Related loan programs

More in Commercial real estate

Have a Tennessee deal in mind?

Send us the numbers. We'll review it and come back with real terms.

Get started

Popular searches

commercial bridge loansmezzanine financingreal estate private equityno doc loansground up construction loansSBA 7(a) loanscreate a debt fundprivate money lendersDSCR loansinstant quote

#CRE #CommercialRealEstate #Multifamily #BridgeLoans #RealEstateFinance #Investing  ·  Share on X · Facebook · LinkedIn · Email